Facilitate flow of collateral free and third-party guarantee free credit to units in MSE sector.
Supporting millions of MSEs, enabling entrepreneurship and contributing to economic growth.
CGTMSE
Empowering MSEs through Innovation and Financial Inclusion
Although MSEs hold a significant importance in the Indian economy, they continue to face challenges in relation to access to institutional credit particularly by first generation entrepreneurs, collateral requirements etc. It was against this background that the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) was setup in July 2000 jointly by Ministry of MSME (MoMSME), Government of India and SIDBI with the objective of guaranteeing collateral and third party guarantee free credit facilities so as to boost flow of credit to the Micro and Small Enterprises (MSEs) sector in India.


Manish Sinha
Chief Executive Officer (CEO)
CEO’s Message
“Welcome to the GLOBAL SYMPOSIUM ON CREDIT GUARANTEE!
It is with great pleasure that I extend a warm invitation to you for the upcoming Global Symposium on Credit Guarantee, organized by the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) as part of our Silver Jubilee celebrations. We are excited to host this prestigious event in Mumbai, India, on May 29-30, 2025.
The symposium will bring together thought leaders, experts and innovators from across the globe to discuss the evolving role of credit guarantee schemes in driving economic growth, entrepreneurship, innovation and financial inclusion. In today’s dynamic economic landscape, credit guarantee schemes are vital in enabling access to finance for Micro and Small Enterprises (MSEs), fostering a more resilient and inclusive global economy.
This symposium will serve as a platform to explore the latest trends and developments in the field of credit guarantee. From examining the role of guarantee institutions in promoting economic development, to exploring the impact of innovation and technology, we are committed to fostering valuable dialogues that shape the future of credit guarantee worldwide.
We are privileged to host such a diverse group of stakeholders — including credit guarantee organizations, financial institutions, policymakers, industry professionals and researchers — who will collaborate and share their insights during keynote speeches, panel discussions, break-out sessions, fire-side chat and other engaging sessions.
As we celebrate our 25 years of commitment to empowering SME, we look forward to a fruitful exchange of ideas that will chart the course for the future of credit guarantee schemes.
I look forward to welcoming you to this landmark event in Mumbai.“
CEO’s Message

Manish Sinha
Chief Executive Officer (CEO)
“Welcome to the GLOBAL SYMPOSIUM ON CREDIT GUARANTEE!
It is with great pleasure that I extend a warm invitation to you for the upcoming Global Symposium on Credit Guarantee, organized by the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) as part of our Silver Jubilee celebrations. We are excited to host this prestigious event in Mumbai, India, on May 29-30, 2025.
The symposium will bring together thought leaders, experts and innovators from across the globe to discuss the evolving role of credit guarantee schemes in driving economic growth, entrepreneurship, innovation and financial inclusion. In today’s dynamic economic landscape, credit guarantee schemes are vital in enabling access to finance for Micro and Small Enterprises (MSEs), fostering a more resilient and inclusive global economy.
This symposium will serve as a platform to explore the latest trends and developments in the field of credit guarantee. From examining the role of guarantee institutions in promoting economic development, to exploring the impact of innovation and technology, we are committed to fostering valuable dialogues that shape the future of credit guarantee worldwide.
We are privileged to host such a diverse group of stakeholders — including credit guarantee organizations, financial institutions, policymakers, industry professionals and researchers — who will collaborate and share their insights during keynote speeches, panel discussions, break-out sessions, fire-side chat and other engaging sessions.
As we celebrate our 25 years of commitment to empowering SME, we look forward to a fruitful exchange of ideas that will chart the course for the future of credit guarantee schemes.
I look forward to welcoming you to this landmark event in Mumbai.“
IMPACT OF CGTMSE
supported
Amount
Institutions
per borrower
per Borrower
in India
in India
In India